How Much Of Your Credit Card Limit Should You Use?
How Much Of Your Credit Card Limit Should You Use? Credit Cards by David B. Coulter Share Share Email It can be exciting when, signing up for a new credit card, you discover that the bank is offering you a higher borrowing limit than you first anticipated. Recognizing that, with your three credit cards, you […]
Missed House Payments and Evictions: How Do They Affect Credit Scores?
Missed House Payments and Evictions: How Do They Affect Credit Scores? Credit Score by David B. Coulter Share Share Email Many households across the nation continue to face economic uncertainty, so what are the short and long-term effects of missing a rent or mortgage payment? Can an eviction or a missed mortgage payment affect a […]
How Often Do I Get a Free Credit Report?
How Often Do I Get a Free Credit Report? Credit Monitoring by John Ulzheimer Share Share Email In the world of credit there are plenty of things to be confused about. Credit scoring, risk management, insurance scores, employment screening, pre-screening, the value of credit inquiries…one thing after another. What I never thought would be confusing […]
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test post Uncategorized by David B. Coulter Share Share Email this article created when used redirect to “blog” site. by David B. Coulter 04/02/2013 You Might Also Like How to Check All Three of Your Credit Scores Fed’s Rate Cut: What it Means for Your Wallet 6 Ways to Control Your Future Credit Score
What is the impact of a credit dispute on my credit reports?
What is the impact of a credit dispute on my credit reports? Credit Cards by John Ulzheimer Share Share Email When you get a copy of your credit report you should review it for accuracy. If you find any errors on your credit reports you should contact the credit bureaus and dispute the information. The […]
How Late Can I Be On a Payment Before My Credit Scores Get Damaged?
How Late Can I Be On a Payment Before My Credit Scores Get Damaged? Credit Cards by John Ulzheimer Share Share Email I received the following question from a reader asking about how late payments make their way to credit reports. “John, I just converted from paper statements to email statements for my credit cards. […]
The Benefits and Drawbacks of Obtaining a Personal Loan
The Benefits and Drawbacks of Obtaining a Personal Loan Credit Report by Maria Shahid Share Share Email What is a personal loan exactly, and what is the benefit? A personal loan is one granted on the basis of your credit history and your income. If you’re 18 years of age, you simply need to have […]
Can I Get An Authorized User Removed From My Credit Report?
Can I Get An Authorized User Removed From My Credit Report? Credit Cards by John Ulzheimer Share Share Email I’ve written often about the benefit of being an authorized user on a parent or loved one’s credit card as a strategy for building or rebuilding credit reports and credit scores. Despite what some pretend financial […]
What Can I Do if My Credit File Is Mixed With Someone Else’s?
What Can I Do if My Credit File Is Mixed With Someone Else’s? Credit for Beginners by David B. Coulter Share Share Email Some mixes are legendarily good: peanut butter and jelly, cream cheese and bagels, rain sounds and sleeping in. Other mixes are a little less “Hey, I love Neapolitan ice cream!” and a […]
Mastering the Art of Credit Negotiation to Lower Rates and Payments
Mastering the Art of Credit Negotiation to Lower Rates and Payments Credit for Beginners by Staff Writer Share Share Email This may seem crazy, but believe it or not, you can work with your creditors to get lower interest rates. Understanding how to negotiate effectively with creditors can lead to lower interest rates and manageable […]