Is the Banking Industry Recovering?

Is the Banking Industry Recovering? Auto Loans by John Ulzheimer Share Share Email I’ve recently addressed the increases in revenue and new accounts for the credit union industry.  This piece will address similar increases in the banking industry.  This information was provided by commercial banks and savings institutions insured by the Federal Deposit Insurance Corporation […]

5 Alternative Ways to Build Up Your Credit Score

5 Alternative Ways to Build Up Your Credit Score Credit for Beginners by David B. Coulter Share Share Email Is there a more sophisticated way to build up your credit score beyond paying off accumulated debts every month? Perhaps you need to accelerate the improvement of your credit score to qualify for a personal loan […]

Are Joint Account Holders Responsible for Half of The Debt?

Are Joint Account Holders Responsible for Half of The Debt? Auto Loans by John Ulzheimer Share Share Email For joint account holders and co-signers…we’re in this thing 50/50, right?  This question is usually asked by someone who is getting a divorce and is wondering what to do about his or her “joint” debt with someone […]

How Long Should You Wait to Apply for Another Credit Card?

How Long Should You Wait to Apply for Another Credit Card? Credit Cards by Maria Shahid Share Share Email   If the credit card you have is not the credit card you want, you have probably wondered about acquiring a second card. Over time, everyone’s financial needs change. Perhaps your current credit card offers little […]

The 5 Best Financial Moves You Can Make in Your 20s

The 5 Best Financial Moves You Can Make in Your 20s Credit Score by Maria Shahid Share Share Email Beyond starting your career and planning some epic adventures, your 20s are a prime time to cultivate smart financial habits. After all, what you do in your 20s lays the foundation for your financial health in […]

Be Careful Where You’re Getting Your Credit Facts

Be Careful Where You’re Getting Your Credit Facts Credit Cards by John Ulzheimer Share Share Email Nothing drives me crazier than reading erroneous credit advice or education online from so called credit experts. The field in which I operate is not only highly technical but also has a direct impact on the financial bottom lines […]

Should I Hire A Lawyer to Sue My Creditor?

Should I Hire A Lawyer to Sue My Creditor? Civil Penalty by John Ulzheimer Share Share Email Oh boy, this is a tough one.  I’m not a lawyer and I don’t play one on TV.  In fact, it’s illegal to practice law without a license.  At least that’s what I’ve learned from movies.  So, the […]

Can I Use Layaway for My Holiday Shopping?

Can I Use Layaway for My Holiday Shopping? Credit Cards by John Ulzheimer Share Share Email T-Minus 21 days before Christmas and the time will fly by.  If you find yourself struggling with a way to pay for presents then perhaps layaway is a good option for you.  Layaway lets you pay for the merchandise […]

What are the Pros and Cons of Reverse Mortgages?

What are the Pros and Cons of Reverse Mortgages? Credit Report by David B. Coulter Share Share Email Since the launch of the first reverse mortgage in the USA in 1961, homeowners have benefitted from this avenue for releasing equity from their home to cover retirement costs or other expenses. The popularity of these loans […]