Should I Hire A Real Estate Agent?
Should I Hire A Real Estate Agent? Debt by John Ulzheimer Share Share Email Now that the real estate market is finally starting to pick up some positive momentum more people are going to be buying and selling homes. That means buyers and sellers are going to enlist the services of real estate agents to […]
What to Know About FHA Loan Qualifications
What to Know About FHA Loan Qualifications Money & Identity by Maria Shahid Share Share Email The Federal Housing Administration loan was borne out of the Great Depression, but it’s still a lifeline in the era of booming home ownership. Depending on your credit score, it may well be the best option available for buying […]
Here’s Why You Should Never Use A Debit Card When Traveling
Here’s Why You Should Never Use A Debit Card When Traveling Credit Cards by John Ulzheimer Share Share Email “John, I know you like credit cards more than you like debit cards. I don’t agree with you but that’s another argument for another day. You also talk about how it’s not smart to use a […]
What Is The Bluebird Card?
What Is The Bluebird Card? Credit Cards by John Ulzheimer Share Share Email American Express and Walmart have teamed up to offer a debit card with low fees and advanced capabilities. It is targeted to the consumer who wants advanced banking services without paying high fees. According to American Express and Walmart, this account is […]
Treasure Your Home
Treasure Your Home Credit Cards by David B. Coulter Share Share Email From Renting to Owning There is no doubt that owning a dwelling of your own is the cornerstone of financial and emotional security. If you have not reached that point yet, it should certainly be your long-term goal. One question to ask yourself […]
Excerpts From VantageScore’s Press Release Regarding Their 3.0 Credit Scoring Model
Excerpts From VantageScore’s Press Release Regarding Their 3.0 Credit Scoring Model Credit Report by John Ulzheimer Share Share Email STAMFORD, Conn, March 11, 2013 – VantageScore Solutions, the company behind the VantageScore® credit scoring model, announced today (actually it was yesterday) the unveiling of its newly constructed credit scoring model, VantageScore 3.0. The new model […]
What Does a Mortgage Do to Your Credit Score?
What Does a Mortgage Do to Your Credit Score? Credit Score by David B. Coulter Share Share Email One of the best financial decisions you can make is to purchase a home. Although the recent housing bubble reveals that buying a home can be risky, there are still many benefits to owning your dwelling. Particularly […]
Credit Union Growth Continues
Credit Union Growth Continues Auto Loans by John Ulzheimer Share Share Email Credit union growth has continued and Bank Transfer Day, November 5, 2011, wasn’t just a short lived event. The National Credit Union Administration (NCUA) compiled data from second quarter 2012 based on information from federal credit unions. NCUA is the independent federal agency […]
Going from good to great credit
Going from good to great credit Credit Report by David B. Coulter Share Share Email “How do I go from good to great credit?” This is a common question from those with a 700+ credit score and can’t figure out how to improve it. To go from good to great credit, you need to understand […]
Why is the FICO score used by auto lenders different than other FICO scores?
Why is the FICO score used by auto lenders different than other FICO scores? Auto Loans by John Ulzheimer Share Share Email There are many different versions of the FICO credit score. Each of the three U.S. credit bureaus – Equifax, Experian and TransUnion – has many different generations and “flavors” of the FICO score, […]