Is It Ever a Good Idea To Open a Retail Credit Card?
Is It Ever a Good Idea To Open a Retail Credit Card? Credit for Beginners by David B. Coulter Share Share Email Most retailers accept different payment forms, so does it make sense to open a retail store credit card? The short answer is: Yes — under certain circumstances. If you think that retail store […]
How Accurate Are Credit Reports? Survey Says…
How Accurate Are Credit Reports? Survey Says… Credit Cards by John Ulzheimer Share Share Email There have been limited studies on the accuracy of credit reports. One,however, was conducted recently on the web by the American Consumer Credit Counseling (ACCC), a non-profit credit counseling agency. There were 150 respondents, which is not a statistically significant […]
A Budget for Two, Please!
A Budget for Two, Please! by David B. Coulter Share Share Email Can We Have It All? Are you longing for a dream vacation? Or you wish you could afford to update your kitchen? It is a life-long dilemma: you want to experience and acquire many things but you also need to make ends meet […]
Welcome the New FICO Score In the Market
Welcome the New FICO Score In the Market Credit Cards by John Ulzheimer Share Share Email In October 2011, CoreLogic announced a new credit report named the CoreLogic CoreScore™ and that FICO would develop a mortgage score using this data. In July 2012, FICO completed the development of the Mortgage score. CoreLogic provides information, analytics […]
How Often Should You Be Checking Your Credit Score?
How Often Should You Be Checking Your Credit Score? Credit Cards by David B. Coulter Share Share Email In a world where personal data is routinely breached, it is sensible to regularly check your credit score to be sure it’s not only accurate but that it is also not being used without your knowledge. While […]
If I am late on only one payment, will it hurt my credit?
If I am late on only one payment, will it hurt my credit? Civil Penalty by John Ulzheimer Share Share Email One isolated late payment can impact your credit, but it depends upon how late you were on the payment, which credit score is used and just how late you were. Some scores will give […]
What is the Catch to a No Interest Credit Card?
What is the Catch to a No Interest Credit Card? Uncategorized by John Ulzheimer Share Share Email Credit card issuers are sending out more credit card offers and a common offer is for the a no-interest credit card. The no interest period time frame is usually between 6 months and one year. Just because the […]
15 Credit Myths To Dispel
15 Credit Myths To Dispel Credit Report by David B. Coulter Share Share Email When talking about credit, there have always been a lot of myths surrounding the subject. Not only is there a lot of confusion around how to get a credit report, there is also confusion around how consumers can check their credit […]
Fed’s Rate Cut: What it Means for Your Wallet
Fed’s Rate Cut: What it Means for Your Wallet Personal Finance by Staff Writer Share Share Email When it comes to your wallet, you don’t want to wait around to find out what happens… The Federal Reserve recently announced its first interest rate cut since 2020, lowering the benchmark rate by half a percentage point. […]
The Money Advice You Shouldn’t Always Listen To
The Money Advice You Shouldn’t Always Listen To Credit for Beginners by David B. Coulter Share Share Email We’ve all heard it before — advice from so-called money experts that tell you what you should and shouldn’t be doing with your money. While some advice is certainly helpful in general, it’s important for people to […]