Savings for College: 4 Strategies to Consider
Savings for College: 4 Strategies to Consider Credit for Beginners by David B. Coulter Share Share Email While education might be priceless, it isn’t free. According to data reported to U.S. News, the average college tuition for the 2019-2020 school year ranged from $41,426 (for private colleges) to $11,260 (for state colleges). These figures do […]
Should I Stop Paying My Credit Card Bills By Their Due Date?
Should I Stop Paying My Credit Card Bills By Their Due Date? Auto Loans by John Ulzheimer Share Share Email Today is April 1st and if you’re like me then you’re trying to avoid being the victim of a good April Fool’s Day joke. In addition to being April Fool’s Day, today is also the […]
6 Items You Should Never Borrow Money to Purchase
6 Items You Should Never Borrow Money to Purchase Debt by David B. Coulter Share Share Email Western society embraces a “Keeping up with the Kardashians” mentality. The appearance of wealth, luxury, and extravagance is often more desirable than living a life of hard work necessary to build wealth and contribute to society. With the […]
How Frequently Should You Check Your Credit?
How Frequently Should You Check Your Credit? Credit Monitoring by David B. Coulter Share Share Email There are three credit bureaus that monitor your credit score: Equifax, Experian, and TransUnion. Federal law requires each one of these bureaus to offer you a free credit report every 12 months, upon request. For some people, this annual […]
Buzz kill…Here’s Why Your Credit Score is Meaningless to Lenders
Buzz kill…Here’s Why Your Credit Score is Meaningless to Lenders Auto Loans by John Ulzheimer Share Share Email 700, 680, 545…we’re all focused on our credit scores and with good reason. Credit scores can determine whether or not we can get credit to buy a home, a car, an education. Credit scores can determine what […]
Three Easy Steps to Create Wealth
Three Easy Steps to Create Wealth Credit Cards by David B. Coulter Share Share Email Do you think you have to earn a lot of money in order to be wealthy? Certainly, a high salary can help you get there faster but it is not the sole requirement to build your nest egg. Even individuals […]
Can A Balance Transfer Help my Credit Scores?
Can A Balance Transfer Help my Credit Scores? Credit Cards by John Ulzheimer Share Share Email First, what is a balance transfer? Credit card issuers want to increase their share of your wallet and will offer you low interest rates in exchange for you transferring the balance from another credit card to their credit card. […]
Data Brokers are Targeted by Congress
Data Brokers are Targeted by Congress Credit Monitoring by John Ulzheimer Share Share Email Eight members of Congress are investigating nine data brokers. Data brokers are companies that collect, analyze and sell information on consumers’ activities online, offline and via cell phones for marketing and other purposes. The nine brokers include FICO, the credit scoring […]
Does Opting Out of Credit Card Offers Really Increase My Credit Score 10-20 Points?
Does Opting Out of Credit Card Offers Really Increase My Credit Score 10-20 Points? Credit Cards by John Ulzheimer Share Share Email I’m writing this blog as quickly as I can. In the past 30 minutes I’ve gotten two questions from two completely different people asking me the exact same question, almost verbatim. That means […]
The Top 10 Consumer Complaints From 2011 Were…
The Top 10 Consumer Complaints From 2011 Were… Auto Loans by John Ulzheimer Share Share Email The Consumer Federation of America (CFA) recently released their “top ten” list of consumer complaints. They surveyed 38 consumer agencies and asked them about the kinds of complaints they received in 2011. These agencies received approximately 290.000 complaints, and […]