What Credit Score Do I Need for a Personal Loan?

What Credit Score Do I Need for a Personal Loan? Credit for Beginners by David B. Coulter Share Share Email If you’re looking to meet additional expenses or expand into new ventures and don’t want to rely on credit cards, one option is to apply for a personal loan. One of the criteria that lenders […]

Why is My Spouse’s Credit Score Different From Mine?

Why is My Spouse’s Credit Score Different From Mine? Credit Cards by John Ulzheimer Share Share Email It’s one of the most common credit reporting and scoring myths…the one that suggests spouses have joint credit reports and share a credit score.  This is, of course, untrue.  Unless both you and your spouse’s names are listed […]

Welcome the New FICO Score In the Market

Welcome the New FICO Score In the Market Credit Cards by John Ulzheimer Share Share Email In October 2011, CoreLogic announced a new credit report named the CoreLogic CoreScore™ and that FICO would develop a mortgage score using this data.  In July 2012, FICO completed the development of the Mortgage score.  CoreLogic provides information, analytics […]

What is a Good Credit Score?

What is a Good Credit Score? Credit for Beginners by David B. Coulter Share Share Email A good credit score is a credit score of 700 or higher. Your credit score is one of the most crucial elements affecting your economic potential. Whether you’re just starting your financial journey, looking to apply for a loan, […]