What Is ScoreMaster?

What Is ScoreMaster? Credit Report by Maria Shahid Share Share Email Has your credit ever gotten to an all-time low, and you didn’t know what to do? Are you trying to reach your dream credit score, but you’re not sure how to get there? With ScoreMaster, you can be the master of your credit score. […]

What Is an Excellent Credit Score and How Do You Get One?

What Is an Excellent Credit Score and How Do You Get One? Credit Cards by Maria Shahid Share Share Email Having a good credit score is crucial if you ever hope to be approved for credit cards or loans without sky-high APRs. Ranging from 300–850, the three-digit number proves to lenders and credit card companies […]

What Happens To Your Credit Report When You Die?

What Happens To Your Credit Report When You Die? Credit Cards by John Ulzheimer Share Share Email The topic of this article comes across almost like a stupid question.  What happens to your credit report when you die?  This guy on the left came to visit so who cares?  You’re dead and I’m sure you’ve […]

What Affects Your Credit Score?

What Affects Your Credit Score? Credit Monitoring by David B. Coulter Share Share Email Maintaining a high credit score is essential as it is the determining factor when apply for a loan, mortgage, or credit card. Unless you make all of your purchases with cash, managing your credit score is one of your most important […]

What Are Credit Reports and When Might You Need Yours?

What Are Credit Reports and When Might You Need Yours? Credit for Beginners by David B. Coulter Share Share Email Many of us won’t even become aware of credit reports until we apply for our first car loan, credit card or mortgage. To some, it can be a shock that there’s a record of our […]

What Credit Score Is Needed To Buy a House?

What Credit Score Is Needed To Buy a House? Credit Report by David B. Coulter Share Share Email Unfortunately, there is no single credit score that can guarantee a borrower a mortgage at a rate she is comfortable with. This is because each lender is free to set their own credit score requirements, based on […]

What happens to my credit if my credit card is lost or stolen?

What happens to my credit if my credit card is lost or stolen? Uncategorized by John Ulzheimer Share Share Email If your credit card has been lost or worse, stolen then the first thing you need to do is to call the credit card issuer. That stops any potential abuse of your card because the […]

What Is ScoreBuilder?

What Is ScoreBuilder? Credit Report by Maria Shahid Share Share Email If your credit has fallen due to unforeseen circumstances, you need not to worry. Having a low credit score can feel like you have dropped into a rabbit hole you cannot climb out of. Financial instability can be life-altering and very stressful. If you […]

What Credit Score Do I Need for a Personal Loan?

What Credit Score Do I Need for a Personal Loan? Credit for Beginners by David B. Coulter Share Share Email If you’re looking to meet additional expenses or expand into new ventures and don’t want to rely on credit cards, one option is to apply for a personal loan. One of the criteria that lenders […]

What Happens to My Credit If I Didn’t Pay My Taxes?

What Happens to My Credit If I Didn’t Pay My Taxes? Civil Penalty by John Ulzheimer Share Share Email April 15th, 2013…affectionately referred to as “tax day.”  Not only is today a Monday but it’s also the day we have to either file our tax returns or an extension. And for those of us who […]