Posts

• Welcome the New FICO Score In the Market (September 11, 2026)
• How Accurate Are Credit Reports? Survey Says… (September 11, 2026)
• What Credit Card Balance Will Show Up On My Credit Report? (September 11, 2026)
• What is the Catch to a No Interest Credit Card? (September 11, 2026)
• If I am late on only one payment, will it hurt my credit? (September 11, 2026)
• What’s worse for my credit scores…missing a payment on a mortgage or on a credit card? (September 11, 2026)
• How Credit Scores Affect Auto Loan Applications (September 11, 2026)
• Why Doesn’t My Credit Card Ever Show a Zero Balance On My Credit Reports? (September 11, 2026)
• A Budget for Two, Please! (September 11, 2026)
• What Happens When I Refinance My Mortgage Loan? (September 11, 2026)
• Peer-to-Peer Lending: What It Is and How It Works (September 11, 2026)
• Adulting 101: How to Interpret Your Credit Report (September 11, 2026)
• How Often Should You Be Checking Your Credit Score? (September 11, 2026)
• 15 Credit Myths To Dispel (September 11, 2026)
• The Credit Scores That Lenders Use Most (September 11, 2026)
• Is It Ever a Good Idea To Open a Retail Credit Card? (September 11, 2026)
• What is a Good Credit Score? (September 11, 2026)
• The Money Advice You Shouldn’t Always Listen To (September 11, 2026)
• How to Check All Three of Your Credit Scores (September 11, 2026)
• Fed’s Rate Cut: What it Means for Your Wallet (September 11, 2026)
• Are Utilities Reported to The Credit Bureaus? Not yet, but soon? (May 22, 2025)
• Credit Card Issuers Using Questionable Legal Tactics to Collect Credit Card Debt (May 17, 2025)
• Can Your Thin Credit Report Be Scored? (May 14, 2025)
• How Can I Fix My Credit Scores? (May 7, 2025)
• 3 Reasons Not to Skip Over Your 3-Bureau Credit Report (May 6, 2025)
• How Long Does It Take To Correct Credit Report Errors? (May 2, 2025)
• What’s an “Open” Account and how are they scored? (April 29, 2025)
• FICO vs. VantageScore: A Look at the Different Types of Credit Scores (April 25, 2025)
• 5 Ways to Increase Your Credit Limit in a Short Amount of Time (April 23, 2025)
• Should I get my tax refund on a prepaid debit card? (April 16, 2025)
• How Many Credit Cards Should I Use? (April 4, 2025)
• Experian FICO Scores Available to Consumers Again. Should You Buy? (March 27, 2025)
• Hello world! (March 25, 2025)
• Does Paying Off A Collection Remove It From My Credit Report? (March 25, 2025)
• Am I More At Risk for Identity Fraud As a Social Media User? (March 18, 2025)
• What’s The Difference Between A Credit Report and A Credit File? (February 24, 2025)
• Is It Better to Rent or Buy a House? (February 18, 2025)
• Can Unpaid Traffic Tickets or Library Fines Hurt My Credit? (February 12, 2025)
• How Much Do You Think You Know About Credit Scores? (February 11, 2025)
• 5 Components You’ll Find in Your Credit Report (February 11, 2025)
• Are you a Party to the Capital One Settlement? (February 10, 2025)
• What is Your Identity Worth? (February 6, 2025)
• SmartCredit® Action Buttons: A Big Leap Forward for Consumers (February 3, 2025)
• How Long Does It Take to Get Approved for a Credit Card? (January 4, 2025)
• When and Why It Makes Sense to Refinance Your Home (December 28, 2024)
• What to Do If You Are a Victim of Identity Theft (December 22, 2024)
• The Future of Credit Scoring in 2024 (December 22, 2024)
• Why Doesn’t Paying Off An Installment Loan Improve my Credit Scores? (December 14, 2024)
• How do I dispute an error on my credit report? (December 12, 2024)
• What is Identity Theft Insurance? (December 8, 2024)
• Monitoring Your Credit: What To Do if Your Info Is Exposed in a Data Breach (December 2, 2024)
• Savings for College: 4 Strategies to Consider (November 27, 2024)
• Should I Stop Paying My Credit Card Bills By Their Due Date? (November 26, 2024)
• 6 Items You Should Never Borrow Money to Purchase (November 26, 2024)
• How Frequently Should You Check Your Credit? (November 22, 2024)
• Buzz kill…Here’s Why Your Credit Score is Meaningless to Lenders (November 18, 2024)
• Three Easy Steps to Create Wealth (November 16, 2024)
• Can A Balance Transfer Help my Credit Scores? (November 12, 2024)
• Data Brokers are Targeted by Congress (November 8, 2024)
• Does Opting Out of Credit Card Offers Really Increase My Credit Score 10-20 Points? (November 2, 2024)
• The Top 10 Consumer Complaints From 2011 Were… (October 16, 2024)
• Did Your Credit Card Issuer Close Your Account? (October 12, 2024)
• If I Pay or Settle a Collection Will it Improve My Credit Scores? A New Answer To An Old Question! (October 10, 2024)
• What Is An Auto Credit Score? (October 5, 2024)
• CFPB will Supervise Credit Reporting Agencies (September 16, 2024)
• Why should I pay more than the minimum on my credit card? (September 16, 2024)
• Do FICO or VantageScore Sell Scores to Lenders? (September 10, 2024)
• Why Didn’t My Credit Scores Go Up After I Paid My Tax Lien? (September 9, 2024)
• How to Buy a House With No Money Down (September 7, 2024)
• Should I Take Advantage of A Credit Card Payment Holiday? (September 6, 2024)
• Is Using Convenience Checks a Good Idea? (September 4, 2024)
• Revolving, Installment and Open Accounts: What to Know About the Three Types of Credit (September 2, 2024)
• Do I have to carry a balance on my credit card in order to build credit faster? (August 26, 2024)
• What Happens to My Credit If I Get Divorced? (August 25, 2024)
• The What, Why and How of Teaching Children About Credit Reports (August 12, 2024)
• How Does Getting Married Affect My Credit? (August 9, 2024)
• Why Can’t I Get My Credit Score? (August 4, 2024)
• Identity Theft In The Making – Stories From A Credit Bureau Insider, Part III (August 3, 2024)
• New SmartCredit.com ver 5.1.1 wows consumers! (July 25, 2024)
• Will My Scores Go Up Considerably If I Pay Off My Debt? (July 22, 2024)
• If my home loan is underwater, does that hurt my credit? (July 18, 2024)
• Are lenders required to report to the credit bureaus? (July 18, 2024)
• Climb Credit Score Ladder: FICO Score (July 15, 2024)
• What if someone asks you to co-sign? (July 14, 2024)
• Short Sales Being Reported to Credit Bureaus as Foreclosures? Problem Will Be Solved (June 26, 2024)
• Why do employers pull credit reports? (June 24, 2024)
• How Do I Avoid Being Cheated While Shopping Online? (June 24, 2024)
• Pay Off Debt Faster With These Simple Monthly Budget Tips (June 20, 2024)
• Why Do Retailers Ask For My Zip Code? Should I Give it to Them? (June 19, 2024)
• What You Need to Know About Your Credit Cards Before Traveling Abroad (June 13, 2024)
• How Can I Get A Great FICO Score? (June 8, 2024)
• What is a Fair Credit Score Range? (June 5, 2024)
• What is a Mortgage Credit Report? How is it Different Than a Regular Credit Report? (May 21, 2024)
• Those with Modified Mortgages Default Less Often (May 16, 2024)
• What Could Happen (May 4, 2024)
• How to Spot and Fix Errors on Your Credit Report (May 3, 2024)
• How Does the Mortgage Process Work? (May 2, 2024)
• Ever Wonder How To Get an 850 Credit Score? 5 Tips To Help Get You There (April 29, 2024)
• We have 49 different FICO scores and no, I’m not kidding (April 27, 2024)
• What’s the Difference Between Credit Cards and Charge Cards? (April 26, 2024)
• How Much Credit is Too Much Credit? (April 25, 2024)
• VantageScore Solutions Announces VantageScore 3.0, and it’s got some pretty cool stuff!! (April 25, 2024)
• Why is my discharged bankruptcy still on my credit report? (April 20, 2024)
• Why isn’t my rent on my credit report? (April 7, 2024)
• Does Paying a Collection Reset the 7 Year Credit Reporting Clock? (April 1, 2024)
• CFPB Semi-annual Report on Consumer Complaints – Part 2 (March 24, 2024)
• 6 Tips for Creating a Spending Plan That Helps Your Credit Score (March 22, 2024)
• Identity Theft In The Making – Stories From A Credit Bureau Insider, Part II (March 21, 2024)
• Can I Build Credit By Becoming An Authorized User On A Credit Card? (March 21, 2024)
• What Are Account “Ratings” on my credit reports? (March 21, 2024)
• According to the CFPB, the CARD Act helped to reduce fees and make credit card terms easier to understand (March 13, 2024)
• How Does Tax Fraud Happen? (March 13, 2024)
• The 6 Best Financial Moves You Can Make in Your 30s (March 10, 2024)
• What’s The Difference Between A Credit Report and A Credit Score? (March 8, 2024)
• How Late Can My Late Payments Be? (March 8, 2024)
• Are You Accidentally Using A Credit Repair Company? Here’s How To Find Out (March 3, 2024)
• 4 Sneaky Ways Hackers Steal Your Personal Information and How to Protect Yourself (March 1, 2024)
• How Often Does My Credit Score Change? (February 28, 2024)
• The Hidden Costs of Buying a Home (February 28, 2024)
• Will Changing Banks Lower My Credit Scores? (February 27, 2024)
• Why Did I Get IRS Form 1099-C From My Credit Card Issuer? (February 23, 2024)
• Per CFPB, If You Furnish Information To The Credit Bureaus You Better Perform An Adequate Investigation When Disputes Are Filed (February 19, 2024)
• Bill Introduced That Would Force Credit Bureaus To Share Consumer Provided Documents As Part of Dispute Process (February 10, 2024)
• How Do I Calculate My Credit Card Usage Percentage? (February 7, 2024)
• When to Get Free vs. Paid Credit Monitoring (February 7, 2024)
• Should I Refinance My Student Loans Right Now? (February 7, 2024)
• Direct to Creditor Disputes Are Better (January 29, 2024)
• How To Recover From Identity Theft (Yes, It’s Possible!) (January 27, 2024)
• Credit Inquiries and New Accounts 101…A Refresher (January 26, 2024)
• Banks vs. Credit Union – Which Is Right for You? (January 16, 2024)
• CFPB to Publish Findings of Credit Score Study By End of September (January 16, 2024)
• Will Credit Monitoring Hurt My Credit Score? (January 9, 2024)
• What Happens to My Credit When I Move Outside The United States? (January 4, 2024)
• Why Is My Credit Score Low? (January 4, 2024)
• How to Manage Your Credit During Financial Hardship (January 4, 2024)
• Why Did The Credit Bureaus Deny My Credit Application? (December 25, 2023)
• 6 Lesser-Known Signs of Identity Theft (December 22, 2023)
• What’s a Credit Scorecard? (December 21, 2023)
• Should You Add Your Child to Your Credit Card Account? (December 21, 2023)
• Who’s Right About Credit Report Errors…Consumers or the Industry? (December 10, 2023)
• A Brokerage Account vs. an IRA: What to Know (December 7, 2023)
• How to Place a Credit Freeze (December 4, 2023)
• Is There An Advantage to Being an Authorized User on A Credit Card Account? (December 1, 2023)
• How Often Is Your Credit Score Updated? (November 20, 2023)
• How Much Of Your Credit Card Limit Should You Use? (November 19, 2023)
• Missed House Payments and Evictions: How Do They Affect Credit Scores? (November 13, 2023)
• How Often Do I Get a Free Credit Report? (November 12, 2023)
• test post (November 10, 2023)
• What is the impact of a credit dispute on my credit reports? (November 9, 2023)
• How Late Can I Be On a Payment Before My Credit Scores Get Damaged? (November 5, 2023)
• The Benefits and Drawbacks of Obtaining a Personal Loan (November 4, 2023)
• Can I Get An Authorized User Removed From My Credit Report? (October 31, 2023)
• What Can I Do if My Credit File Is Mixed With Someone Else’s? (October 27, 2023)
• Credit Monitoring Affiliate Program (October 23, 2023)
• Mastering the Art of Credit Negotiation to Lower Rates and Payments (October 21, 2023)
• Are Short Sales Indicitive of Elevated Credit Risk? (October 15, 2023)
• 6 Ways to Control Your Future Credit Score (October 14, 2023)
• Who can legally access my credit reports? (October 12, 2023)
• Identity Theft In The Making – Stories From A Credit Bureau Insider (October 12, 2023)
• Did You Fall For Any of These Scams This Past Holiday Season? (October 7, 2023)
• Where is all that credit report data coming from? (October 4, 2023)
• What is a Credit Report Error? (September 27, 2023)
• What is a Credit Monitoring Service? (September 23, 2023)
• How Can I Protect My Child’s Personal Information at School? (September 23, 2023)
• What Are the Benefits of Credit Monitoring? (September 21, 2023)
• Credit Reporting Myths That Just Won’t Die (September 14, 2023)
• Does the FCRA Require Credit Card Issuers To Report To The Credit Bureaus? (September 5, 2023)
• How Bad Are Collections For My Credit Reports and Credit Scores? (August 30, 2023)
• Can I use prepaid cards or debit cards to help build my credit? (August 29, 2023)
• What Are The CFPB Examination Procedures for Consumer Reporting Agencies? (August 23, 2023)
• When Using a Store Credit Card is Beneficial (August 13, 2023)
• Why isn’t an account removed from my credit report after it is paid? (August 11, 2023)
• What are Trade Lines? (August 1, 2023)
• Why Are There So Many Student Loans On My Credit Reports? (July 31, 2023)
• Personal Line of Credit vs. Personal Loan: What Are the Key Differences? (July 31, 2023)
• Why Isn’t My Prepaid Debit Card On My Credit Report? (July 31, 2023)
• Can I Get Scammed Buying a Gift Card? (July 26, 2023)
• Employers Requested Fewer Background Checks (July 26, 2023)
• Do I Need To Worry About My Credit Reports if I’m Not Applying For A Loan? (July 22, 2023)
• Do credit scores consider information not on my credit report? (July 22, 2023)
• Are Debit Cards and Prepaid Debit Cards the Same Thing? (July 20, 2023)
• Are There Downsides to a Reverse Mortgage? (July 15, 2023)
• What scams should I be aware of resulting from a disaster such as Hurricane Sandy? (July 8, 2023)
• 5 Ways to Protect Your Credit & Identity During COVID-19 (July 2, 2023)
• What’s a Mixed Credit Report? (July 1, 2023)
• Are Checking Account Fees Going Up? (June 30, 2023)
• What Credit Scores are Needed for Different Types of Loans (June 25, 2023)
• It’s Never Too Early To Start Thinking About The Downside to Retail Store Credit Cards (June 20, 2023)
• Is the Banking Industry Recovering? (June 19, 2023)
• 5 Alternative Ways to Build Up Your Credit Score (June 16, 2023)
• Are Joint Account Holders Responsible for Half of The Debt? (June 11, 2023)
• How Long Should You Wait to Apply for Another Credit Card? (June 2, 2023)
• The 5 Best Financial Moves You Can Make in Your 20s (May 27, 2023)
• Is Credit Monitoring Worth the Cost? (May 26, 2023)
• Be Careful Where You’re Getting Your Credit Facts (May 25, 2023)
• Should I Hire A Lawyer to Sue My Creditor? (May 19, 2023)
• Can I Use Layaway for My Holiday Shopping? (May 17, 2023)
• What are the Pros and Cons of Reverse Mortgages? (May 15, 2023)
• Can My Age Lower My Credit Score? (May 15, 2023)
• What is The ‘Move Me’ Slider? (May 12, 2023)
• If I Short Sell My House Will My Credit Card Interest Rates Go Up? (May 7, 2023)
• Short Sales are NOT Paid As Agreed (May 2, 2023)
• So Exactly Who Calculates My Credit Scores…Because It Isn’t FICO or VantageScore (May 2, 2023)
• Best Practices For Credit Card Use? (April 29, 2023)
• Why Are My Scores Different Across Credit Reporting Agencies? Shouldn’t They Be The Same? (April 24, 2023)
• How Can I Get Great Credit Scores? (April 23, 2023)
• What is a Credit Freeze? (April 22, 2023)
• Should I Use a Personal Loans to Pay off Credit Card Debt? (April 20, 2023)
• Buying, Renting, or Failure to Launch (April 18, 2023)
• July 2012 Delinquency Rates Declined Compared to July 2011 (April 10, 2023)
• What is ScoreTracker? (April 9, 2023)
• How Many Points Will a Hard Inquiry Cost on Your Credit Score? (April 8, 2023)
• 10 Things You Should Know About Identity Theft (April 5, 2023)
• Would You Buy a Credit Score if The Website Said This… (March 30, 2023)
• How Your Credit Score Can Affect Employment Opportunities (March 27, 2023)
• Can I Close On A Loan While My Credit Report is in Dispute? (March 26, 2023)
• How do lost or stolen credit cards impact my credit reports? (March 18, 2023)
• The Current State of Credit Scoring (March 17, 2023)
• Should I Hire A Real Estate Agent? (March 9, 2023)
• What to Know About FHA Loan Qualifications (March 6, 2023)
• Here’s Why You Should Never Use A Debit Card When Traveling (February 28, 2023)
• What Is The Bluebird Card? (February 22, 2023)
• Treasure Your Home (February 18, 2023)
• How Credit Monitoring Services Can Help When Purchasing a Home (February 16, 2023)
• Excerpts From VantageScore’s Press Release Regarding Their 3.0 Credit Scoring Model (February 12, 2023)
• Experian vs. Equifax vs. TransUnion: Who’s Who in Credit Monitoring (February 9, 2023)
• What Does a Mortgage Do to Your Credit Score? (February 4, 2023)
• How Identity Theft Insurance and Credit Monitoring Work Hand in Hand (January 31, 2023)
• Credit Union Growth Continues (January 25, 2023)
• Going from good to great credit (January 19, 2023)
• Why is the FICO score used by auto lenders different than other FICO scores? (January 14, 2023)
• What is A Credit Inquiry? (January 13, 2023)
• Budgeting for Kids: Do They Need a Savings Account? (January 2, 2023)
• How to Create a Debt Management Plan that Works for You (December 26, 2022)
• I Haven’t Used My Credit Card In Years, Why Isn’t It Closed? (December 12, 2022)
• A Week at The Beach…How I Chose The Credit Card I’ll Use (December 10, 2022)
• Spend, Save, or Jump Ship (November 25, 2022)
• What are “Score Factors” (November 23, 2022)
• Pros and Cons of Credit Monitoring Services (November 19, 2022)
• Does My Credit Report Combine With My Spouse’s Credit Report When We Get Married? (November 5, 2022)
• 4 Ways to Pay off Your Car Faster (November 2, 2022)
• Reporting Identity Theft (October 28, 2022)
• Equifax Fined by the FTC (October 25, 2022)
• Do 42,000,000 Consumers Really Have Errors In Their Credit Reports? (October 23, 2022)
• Can My Wages Get Garnished If I Don’t Pay My Creditors? (October 11, 2022)
• Are reloadable prepaid debit cards or debit cards reported on my credit report? (October 6, 2022)
• Managing Credit Accounts and Finances for a Loved One (October 2, 2022)
• How Different Types of Bank Accounts Affects Your Credit Score (September 25, 2022)
• If I order a copy of my credit report, will it hurt my credit scores? (September 20, 2022)
• What Is ScoreMaster? (September 4, 2022)
• Is Credit Repair a Scam, or Does It Really Work? (August 28, 2022)
• Why Doesn’t My Credit Report Show That I Pay My Credit Card Bill in Full Each Month? (August 20, 2022)
• The FTC’s Credit File Accuracy Study…Fair and Balanced (August 19, 2022)
• If I Pay A Collection Will It Stay On My Credit Reports For Seven More Years? (August 16, 2022)
• How Can I Get A Collection Removed From My Credit Reports? (August 15, 2022)
• How Many Points Are Late Payments Worth In Your Credit Score? (August 14, 2022)
• Consumer Debt Increased in August (August 11, 2022)
• Is Your Employer Forcing You To Take Your Income On A Prepaid Debit Card? The CFPB Is About To Change That (August 10, 2022)
• Credit Report Error Rates Vary Wildy, Depending on Study Authors (August 5, 2022)
• Will An Eviction Show Up On My Credit Report? (August 5, 2022)
• What Is an Excellent Credit Score and How Do You Get One? (July 24, 2022)
• How Many Credit Cards is Too Many for My Credit Score? (July 21, 2022)
• When Is It Okay To Close One Of Your Credit Cards? (July 5, 2022)
• Will My Scores Go Up When I Dispute My Credit Report? (July 2, 2022)
• Don’t Assume Negative Information Is Permanently Gone From Your Credit Reports After 7 to 10 Years (June 30, 2022)
• What Happens To Your Credit Report When You Die? (June 24, 2022)
• Are Charge Cards and Credit Cards the Same Thing? (June 16, 2022)
• Which of These Is Considered Credit Repair? (June 3, 2022)
• With Holiday Season Just Around The Corner, A Review of Your Gift Card’s Protections (June 1, 2022)
• How to Help Your Child Develop a Good Credit Score (May 28, 2022)
• How To Lower Your Credit Card Interest Rate (May 25, 2022)
• Should I Pay Off Student Loan Debt Early? (May 21, 2022)
• Why Is My Boyfriend’s Credit Card On My Credit Reports? (May 17, 2022)
• Will it hurt my credit if I’m denied for a loan or credit card? (May 16, 2022)
• Can I Get An Auto Loan With Bad Credit? (May 10, 2022)
• Experian Donates over $17 Million of Credit Monitoring Services to Support The National Foundation for Credit Counseling (May 7, 2022)
• How Healthy is Your Credit Score? (May 6, 2022)
• What’s a Good FICO Score? (May 2, 2022)
• Can Medical Bills Hurt My Credit Scores? (April 23, 2022)
• Does My Income Impact My Credit Score? (April 21, 2022)
• CFPB to Suggest Changes to CARD Act Addressing Stay-At-Home-Mom Issues (April 21, 2022)
• What’s a Thin Credit File? (April 19, 2022)
• How Can I Shop Around For The Best Credit Card Rates? (April 17, 2022)
• How Many Credit Cards is Too Many? (April 13, 2022)
• 4 Tips to Maintaining Good Credit During a Divorce (April 12, 2022)
• Do I Build Credit Faster By Carrying a Balance on My Credit Cards? (April 2, 2022)
• 5 Things You Should Know About Deferred Interest (March 22, 2022)
• Which Type of Credit Score Is Most Used for Auto Loans? (March 18, 2022)
• A New Way of Borrowing Money (March 13, 2022)
• What Affects Your Credit Score? (February 23, 2022)
• How Does a Cash-Out Refinance Work? (February 20, 2022)
• Stay At Home Spouses May Soon Be Able to Get Credit On Their Own – An Update (February 20, 2022)
• Can I Get A Higher FICO Score If I Have A One Percent Debt to Limit Ratio On My Credit Cards? (February 20, 2022)
• Great Income Means a Great Credit Score, Right? (February 12, 2022)
• Why Am I Getting Calls From a Collection Agency? (February 12, 2022)
• How Do Hard Inquiries Affect Your Credit Report? (February 11, 2022)
• How Long Can Good and Bad Information Remain on My Credit Reports? (February 8, 2022)
• Should You Use Store Credit Cards? (February 7, 2022)
• Will Settlements Hurt My Credit? (February 6, 2022)
• What Are Credit Reports and When Might You Need Yours? (February 4, 2022)
• 10 Mortgage Terms Every Borrower Needs to Know (January 30, 2022)
• Why are my credit reports different? (January 15, 2022)
• How Can I Protect My Score During the Holidays? (January 15, 2022)
• What Credit Score Is Needed To Buy a House? (December 29, 2021)
• What’s The Best Way to Build My Credit Score? (December 27, 2021)
• How Many Points Are Credit Inquiries Worth in Your Credit Score? (December 27, 2021)
• Why Didn’t My Credit Score Go Up After Paying Off A Collection? (December 26, 2021)
• Why should I monitor my credit report? (December 22, 2021)
• Payday Lenders Get Warning From CFPB Regarding How They Treat Servicemembers (December 19, 2021)
• What happens to my credit if my credit card is lost or stolen? (December 16, 2021)
• Does Buying Your Credit Report or Score Online Lower Your Credit Scores? (December 13, 2021)
• Paying Off a Collection Account (December 3, 2021)
• Can Collection Agencies Pull My Credit Reports? (November 29, 2021)
• Should I close credit card accounts? (November 27, 2021)
• Do I have to pay an incorrect credit card bill? (November 24, 2021)
• Which “Expert” Do You Believe In the World of Personal Finance? (November 20, 2021)
• How Much Do Credit Inquiries Impact my Credit Scores? (November 19, 2021)
• Determining the Best Credit Monitoring Company (November 12, 2021)
• Revisting the CFPB’s Actions Against Credit Card Issuer Discover (November 10, 2021)
• Here’s the REAL Reason You Don’t Get a Free Credit Score Annually… (November 8, 2021)
• I have a credit report, why don’t I have a credit score? (November 5, 2021)
• Should I Decline Insurance Coverage For My Rental Car? (November 4, 2021)
• Is a Short Sale Better For My Credit Than a Foreclosure? (November 4, 2021)
• Where can I get REALLY free credit reports, credit scores and credit services? (November 3, 2021)
• How to Avoid Credit Card Fraud (October 30, 2021)
• FICO Study on Credit and Debit Card Fraud (October 27, 2021)
• How does negative information impact my score? (October 23, 2021)
• Are American Express Cards Counted In Revolving Utilization By FICO Scores? (October 18, 2021)
• What Is ScoreBuilder? (October 14, 2021)
• Should I Become Fair Credit Reporting Act Certified? (October 10, 2021)
• If I Apply For A Job Will The Employer Pull My Credit Report? (October 8, 2021)
• The Difference Between Identity Theft and Credit Card Fraud (October 8, 2021)
• What’s the Difference Between Interest and APR? (October 7, 2021)
• CFPB launches credit report complaint database (October 6, 2021)
• How Can I Avoid My Credit Card Being Closed? (October 6, 2021)
• Are We Better Off With the CARD Act, or Not? (September 30, 2021)
• Why Won’t A Lender Let Me Provide Them With My Own Credit Reports and Credit Scores? (September 28, 2021)
• Shopping for a Loan (September 26, 2021)
• What Credit Score Do I Need for a Personal Loan? (September 24, 2021)
• Should I care which credit bureau the lender uses when I apply for credit?? (September 14, 2021)
• Are Auto Insurance Claims on My Credit Reports? (September 12, 2021)
• Can Student Loans Lower My Credit Scores? (September 9, 2021)
• Why Are My Credit Scores Different On Each Credit Report? (August 29, 2021)
• Is It More Expensive To Rent in 2012? (August 20, 2021)
• Simple Steps to Disputing Credit Report Errors (August 16, 2021)
• Should You Transfer Your Balance? (August 10, 2021)
• The Financial Moves We Should All Be Making in 2021 (August 7, 2021)
• Should I Co-Sign? (August 7, 2021)
• CFPB Semi-annual Report on Consumer Complaints – Part 1 (August 6, 2021)
• What Happens to My Credit If I Didn’t Pay My Taxes? (August 6, 2021)
• How To Remove Late Payments From Your Credit Reports (August 4, 2021)
• The Best Age to Start Credit Monitoring (July 13, 2021)
• Do The Credit Bureaus Determine My Credit Rating? (July 9, 2021)
• What If My Credit Limit Is Not Being Reported On My Credit Report? (June 28, 2021)
• What happens if my home is foreclosed? (June 16, 2021)
• Does transferring my credit card balance to a new credit card increase my credit scores? (June 16, 2021)
• Fraud Alert vs. Credit Freeze: What’s the Difference? (June 12, 2021)
• How Early In Life Can I Have A Credit Report? (June 10, 2021)
• Do Consumers Get The Same Credit Scores As Lenders? (June 6, 2021)
• 4 Mistakes to Avoid When Getting Your First Credit Card (May 29, 2021)
• Why is My Spouse’s Credit Score Different From Mine? (May 27, 2021)
• How to Get a State Tax Lien Off My Credit Reports? (May 23, 2021)
• Are Criminal Records on Credit Reports? (May 17, 2021)
• Why isn’t my checking account on my credit reports? (May 11, 2021)
• 4 Things You Need to Know About Prepayment Penalties (May 7, 2021)
• What’s worse for my credit scores…missing a payment on a mortgage or on a credit card? (April 29, 2021)
• Is It Ever a Good Idea To Open a Retail Credit Card? (April 10, 2021)
• How Accurate Are Credit Reports? Survey Says… (April 4, 2021)
• A Budget for Two, Please! (March 19, 2021)
• Welcome the New FICO Score In the Market (March 3, 2021)
• How Often Should You Be Checking Your Credit Score? (March 3, 2021)
• If I am late on only one payment, will it hurt my credit? (February 28, 2021)
• What is the Catch to a No Interest Credit Card? (February 23, 2021)
• 15 Credit Myths To Dispel (February 19, 2021)
• Fed’s Rate Cut: What it Means for Your Wallet (February 16, 2021)
• The Money Advice You Shouldn’t Always Listen To (February 16, 2021)
• Adulting 101: How to Interpret Your Credit Report (February 10, 2021)
• The Credit Scores That Lenders Use Most (January 25, 2021)
• What is a Good Credit Score? (January 21, 2021)
• Peer-to-Peer Lending: What It Is and How It Works (January 19, 2021)
• Why Doesn’t My Credit Card Ever Show a Zero Balance On My Credit Reports? (January 15, 2021)
• What Credit Card Balance Will Show Up On My Credit Report? (January 12, 2021)
• How Credit Scores Affect Auto Loan Applications (January 7, 2021)
• What Happens When I Refinance My Mortgage Loan? (January 4, 2021)
• How to Check All Three of Your Credit Scores (January 3, 2021)