Adulting 101: How to Interpret Your Credit Report
Adulting 101: How to Interpret Your Credit Report Credit Cards by Maria Shahid Share Share Email Aside from monitoring your credit score every month, you should make sure to check your credit report at least twice a year for errors or signs of fraud. Fair warning though, a credit report is more difficult to understand […]
How Often Should You Be Checking Your Credit Score?
How Often Should You Be Checking Your Credit Score? Credit Cards by David B. Coulter Share Share Email In a world where personal data is routinely breached, it is sensible to regularly check your credit score to be sure it’s not only accurate but that it is also not being used without your knowledge. While […]
How to Check All Three of Your Credit Scores
How to Check All Three of Your Credit Scores Credit for Beginners by Staff Writer Share Share Email Why do you have three credit scores, and how do you check them? Whether you’re planning to apply for a loan, rent an apartment, or simply ensure your financial well-being, regularly monitoring your credit scores from Equifax, […]
Fed’s Rate Cut: What it Means for Your Wallet
Fed’s Rate Cut: What it Means for Your Wallet Personal Finance by Staff Writer Share Share Email When it comes to your wallet, you don’t want to wait around to find out what happens… The Federal Reserve recently announced its first interest rate cut since 2020, lowering the benchmark rate by half a percentage point. […]
Can Your Thin Credit Report Be Scored?
Can Your Thin Credit Report Be Scored? Auto Loans by John Ulzheimer Share Share Email Every industry has its own unique terminology and the credit industry is no exception. One of the common terms used to describe credit reports is “thin,” which is a description of the amount of information housed by the report. What […]
3 Reasons Not to Skip Over Your 3-Bureau Credit Report
3 Reasons Not to Skip Over Your 3-Bureau Credit Report Credit for Beginners by David B. Coulter Share Share Email While most borrowers are concerned about the single number that measures their credit risk — the credit score that ranges from 300 to 850 — it’s worth your while to obtain your 3-bureau credit report […]
5 Ways to Increase Your Credit Limit in a Short Amount of Time
5 Ways to Increase Your Credit Limit in a Short Amount of Time Credit Cards by Maria Shahid Share Share Email The most obvious benefit of a higher credit limit is increased spending power. With access to more credit, you can be more flexible in your spending and may even earn additional rewards like […]
5 Components You’ll Find in Your Credit Report
5 Components You’ll Find in Your Credit Report Credit Report by Maria Shahid Share Share Email When you get a credit report, you’ll find tons of information about your borrowing habits that can be difficult to understand. The process of credit scoring and how your credit score is determined is somewhat unknown to the public. […]
What is Your Identity Worth?
What is Your Identity Worth? Bankruptcy by David B. Coulter Share Share Email You. Taking charge of your financial life begins with knowing your net worth. Of course, the higher that value, the better off you are. The straight forward way of calculating your net worth is the sum of your assets minus the total […]
When and Why It Makes Sense to Refinance Your Home
When and Why It Makes Sense to Refinance Your Home Credit Report by David B. Coulter Share Share Email With mortgage rates hovering at record lows, many homeowners find themselves asking the question: should I refinance my home? There are indeed several factors to consider and of course, no two situations are alike. You can […]