Monitoring Your Credit: What To Do if Your Info Is Exposed in a Data Breach

Monitoring Your Credit: What To Do if Your Info Is Exposed in a Data Breach Credit Monitoring by David B. Coulter Share Share Email Hopefully, you’ll never have to ask what to do if your info is exposed in a data breach, but in today’s digital age, data breaches have become all too common. Cyberattacks […]

How Frequently Should You Check Your Credit?

How Frequently Should You Check Your Credit? Credit Monitoring by David B. Coulter Share Share Email There are three credit bureaus that monitor your credit score: Equifax, Experian, and TransUnion. Federal law requires each one of these bureaus to offer you a free credit report every 12 months, upon request. For some people, this annual […]

Buzz kill…Here’s Why Your Credit Score is Meaningless to Lenders

Buzz kill…Here’s Why Your Credit Score is Meaningless to Lenders Auto Loans by John Ulzheimer Share Share Email 700, 680, 545…we’re all focused on our credit scores and with good reason. Credit scores can determine whether or not we can get credit to buy a home, a car, an education.  Credit scores can determine what […]

Did Your Credit Card Issuer Close Your Account?

Did Your Credit Card Issuer Close Your Account? Credit Cards by John Ulzheimer Share Share Email “We are writing to advise you about a change being made to your account.”  This prologue is a part of letters being sent to millions of U.S consumers and sets an ominous tone for the remainder of the communication.  […]

What You Need to Know About Your Credit Cards Before Traveling Abroad

What You Need to Know About Your Credit Cards Before Traveling Abroad Credit Cards by David B. Coulter Share Share Email There are few things more frustrating than discovering that you don’t have access to your funds while traveling abroad. Finding yourself without money in a foreign land, where few people speak English, can be annoying, […]

How to Spot and Fix Errors on Your Credit Report

How to Spot and Fix Errors on Your Credit Report Credit Monitoring by David B. Coulter Share Share Email We might believe that the major credit bureaus keep the tightest and most up-to-date records of our credit profiles. However, according to a new Consumer Reports investigation, more than one-third, or 34 percent, of Americans found […]

The 6 Best Financial Moves You Can Make in Your 30s

The 6 Best Financial Moves You Can Make in Your 30s Credit Report by David B. Coulter Share Share Email Financial planning can look a lot different in your 30s than in your 20s. If you’re approaching your 30s, chances are that by now you’ve already learned a thing or two about financial management. Though […]

How to Manage Your Credit During Financial Hardship

How to Manage Your Credit During Financial Hardship Credit Monitoring by David B. Coulter Share Share Email It can be a chore to stay on top of all things credit-related during normal times. But it’s particularly critical that you know how to manage your credit during financial hardship. If you lose your job or a […]

Should You Add Your Child to Your Credit Card Account?

Should You Add Your Child to Your Credit Card Account? Credit Cards by David B. Coulter Share Share Email Good parents are continually seeking ways to improve the opportunities and security of their children. As a child enters early adulthood – beginning to drive and travel on their own – having access to a credit […]