4 Ways to Pay off Your Car Faster
4 Ways to Pay off Your Car Faster Credit for Beginners by David B. Coulter Share Share Email Perhaps the best ride you’ll ever take in your car is on the day it’s 100% yours. The quicker you can pay off your car, the sooner you can take the wheel with complete financial peace of […]
Is Your Employer Forcing You To Take Your Income On A Prepaid Debit Card? The CFPB Is About To Change That
Is Your Employer Forcing You To Take Your Income On A Prepaid Debit Card? The CFPB Is About To Change That Credit Cards by John Ulzheimer Share Share Email It’s almost inconceivable to believe but there are actually employers out there who are forcing their low wage, hourly employees to take their paychecks on prepaid […]
When Is It Okay To Close One Of Your Credit Cards?
When Is It Okay To Close One Of Your Credit Cards? Credit Cards by John Ulzheimer Share Share Email We’ve all heard the warnings…don’t close your old credit cards because your credit scores will go down! That warning is part truth and part myth. And, there are certainly times when you can safely close your […]
What Happens To Your Credit Report When You Die?
What Happens To Your Credit Report When You Die? Credit Cards by John Ulzheimer Share Share Email The topic of this article comes across almost like a stupid question. What happens to your credit report when you die? This guy on the left came to visit so who cares? You’re dead and I’m sure you’ve […]
How to Help Your Child Develop a Good Credit Score
How to Help Your Child Develop a Good Credit Score Credit Score by David B. Coulter Share Share Email We all want the best for our kids. One of the most valuable financial lessons you can teach your child is how to develop a great credit score. A high credit score can save someone tens […]
How To Lower Your Credit Card Interest Rate
How To Lower Your Credit Card Interest Rate Credit for Beginners by David B. Coulter Share Share Email With the average credit card interest rate at just over 14.5% in the US, making purchases or borrowing on plastic can be expensive. But if your annual percentage rate (APR) goes above average — bearing in mind […]
How Healthy is Your Credit Score?
How Healthy is Your Credit Score? Credit Report by Maria Shahid Share Share Email Your credit score is one of the most critical numbers in your financial life. Whether you’re applying for a new credit card, personal loan, or a mortgage, it is vital to know your credit score so that you have the proper […]
What Affects Your Credit Score?
What Affects Your Credit Score? Credit Monitoring by David B. Coulter Share Share Email Maintaining a high credit score is essential as it is the determining factor when apply for a loan, mortgage, or credit card. Unless you make all of your purchases with cash, managing your credit score is one of your most important […]
How Do Hard Inquiries Affect Your Credit Report?
How Do Hard Inquiries Affect Your Credit Report? Credit for Beginners by David B. Coulter Share Share Email Unless you’re using a credit monitoring service like SmartCredit®, you might only be using your one free credit report a year from each of the three main credit reporting bureaus to stay up to date. Lenders and […]
Does Buying Your Credit Report or Score Online Lower Your Credit Scores?
Does Buying Your Credit Report or Score Online Lower Your Credit Scores? Credit Cards by John Ulzheimer Share Share Email “John, I have heard in the past that buying a credit report, credit monitoring service or a credit score from any of the retail credit websites will hurt your credit scores. I would like to […]