How Often Is Your Credit Score Updated?

How Often Is Your Credit Score Updated? Credit Monitoring by David B. Coulter Share Share Email For those working on improving their credit, seeing changes is important. But, how often is a credit score updated and when should you expect to actually see that number budge? As a general rule, expect to see changes within […]

How Much Of Your Credit Card Limit Should You Use?

How Much Of Your Credit Card Limit Should You Use? Credit Cards by David B. Coulter Share Share Email It can be exciting when, signing up for a new credit card, you discover that the bank is offering you a higher borrowing limit than you first anticipated. Recognizing that, with your three credit cards, you […]

6 Ways to Control Your Future Credit Score

6 Ways to Control Your Future Credit Score Credit Monitoring by David B. Coulter Share Share Email The information recorded in your credit report can make or break your next loan or credit card application. Taking a little time to examine and dispute your credit report errors can not only strengthen your acceptance odds, but […]

5 Ways to Protect Your Credit & Identity During COVID-19

5 Ways to Protect Your Credit & Identity During COVID-19 Credit Cards by Maria Shahid Share Share Email The economic crises we are facing is unprecedented. It’s challenging to ascertain what the future holds with over 20 million job losses in the United States. People are anxious, stressed out, and worried about their future. Although […]

5 Alternative Ways to Build Up Your Credit Score

5 Alternative Ways to Build Up Your Credit Score Credit for Beginners by David B. Coulter Share Share Email Is there a more sophisticated way to build up your credit score beyond paying off accumulated debts every month? Perhaps you need to accelerate the improvement of your credit score to qualify for a personal loan […]

The 5 Best Financial Moves You Can Make in Your 20s

The 5 Best Financial Moves You Can Make in Your 20s Credit Score by Maria Shahid Share Share Email Beyond starting your career and planning some epic adventures, your 20s are a prime time to cultivate smart financial habits. After all, what you do in your 20s lays the foundation for your financial health in […]

Be Careful Where You’re Getting Your Credit Facts

Be Careful Where You’re Getting Your Credit Facts Credit Cards by John Ulzheimer Share Share Email Nothing drives me crazier than reading erroneous credit advice or education online from so called credit experts. The field in which I operate is not only highly technical but also has a direct impact on the financial bottom lines […]

How Your Credit Score Can Affect Employment Opportunities

How Your Credit Score Can Affect Employment Opportunities Credit Score by David B. Coulter Share Share Email It’s common knowledge that your credit score is a determining factor in securing a loan or mortgage, but did you know that a bad credit score can make your job hunt more difficult? When an employer does a […]

Treasure Your Home

Treasure Your Home Credit Cards by David B. Coulter Share Share Email From Renting to Owning There is no doubt that owning a dwelling of your own is the cornerstone of financial and emotional security. If you have not reached that point yet, it should certainly be your long-term goal. One question to ask yourself […]

What Does a Mortgage Do to Your Credit Score?

What Does a Mortgage Do to Your Credit Score? Credit Score by David B. Coulter Share Share Email One of the best financial decisions you can make is to purchase a home. Although the recent housing bubble reveals that buying a home can be risky, there are still many benefits to owning your dwelling. Particularly […]